Does Walmart Take Apple Pay? Find Answers Here!

When it comes to convenient and secure payment methods, Apple Pay has quickly become a game-changer. With just a tap of your iPhone or Apple Watch, you can breeze through transactions, leaving your wallet safely tucked away. But what about our favorite go-to store for everything from groceries to gadgets – Walmart? Are they on board with this modern payment option?

If you’re an Apple Pay enthusiast, you might wonder, “Does Walmart take Apple Pay?” Well, you’re in the right place as we’ll be diving into the world of retail giants and digital wallets to uncover the truth about Walmart’s acceptance of Apple Pay.

Does Walmart take Apple Pay?

Walmart does not accept Apple Pay as a form of payment in its stores. However, it’s worth noting that Walmart’s mobile payment solution, Walmart Pay, allows customers to make purchases using their smartphones.

Why Does Walmart not accept Apple Pay?

Now that you know that Walmart does not accept Apple Pay, here are some reasons:

Walmart does not support NFC technology

Does Walmart Take Apple Pay? Find Answers Here!
Apple Pay | Image Source:

You know what they say, different strokes for different folks. One of the main reasons why Walmart does not accept Apple Pay is that its payment infrastructure doesn’t support Near Field Communication (NFC) technology. NFC is the magic behind contactless payments, allowing you to simply tap your device at the register. While many retailers have embraced this technology, Walmart has chosen a different path.

Walmart has its own Mobile Payment Solution

With Walmart’s very own mobile payment method called Walmart Pay, they’re all about offering their customers a seamless and exclusive experience. By promoting their in-house solution, Walmart Pay, they can tailor it to their specific needs and offer additional benefits that cater to their loyal shoppers. Walmart’s mobile payment solution works smoothly within its existing system.

Access to payment data

Walmart wants to provide you with a personalized shopping experience like no other. And by utilizing its payment solution, Walmart Pay, they have easy access to your payment data. This allows them to analyze your spending habits and preferences and tailor their promotions and services to suit your needs. It’s all about making your shopping journey delightful with offers and deals that truly resonate with you.

It avoids the 2% Credit Card Fee

One of the reasons Walmart steers clear of Apple Pay is to dodge those pesky credit card fees. With Apple Pay, a small percentage of each transaction goes to credit card companies. By having its mobile payment system, Walmart can avoid these additional costs and pass on the savings to you, the valued customer.

Contractual obligation to Merchant Customer Exchange (MCX)

Walmart has a partnership with the Merchant Customer Exchange (MCX), which provides them with a mobile payment system known as Walmart Pay. Through this contractual agreement, Walmart has committed to utilizing Walmart Pay as its primary mobile payment solution. As a result, they prioritize promoting and improving their in-house system, ensuring that you have a seamless and reliable payment experience within the Walmart ecosystem.

What is Walmart Pay?

Does Walmart Take Apple Pay? Find Answers Here!
Walmart Pay | Image Source:

Walmart Pay is Walmart’s very own mobile payment solution designed to streamline the checkout process and enhance the shopping experience for its customers. It is a feature within the official Walmart mobile app that allows you to link your preferred payment methods, such as credit or debit cards, to your account.

With Walmart Pay, you can make secure and convenient payments by scanning a QR code displayed at the register using your smartphone. It eliminates the need to carry physical cards and allows for a quick and seamless transaction within the Walmart ecosystem. Walmart Pay also offers additional features, such as viewing purchase history and easily tracking digital receipts.

How to use Walmart Pay

Using Walmart Pay is as easy as pie, and here is a guide through the process step by step. Here’s how to use Walmart Pay on your iPhone:

  • Launch the Walmart App: Unlock the power of convenience by opening the Walmart app on your device. It’s like having a virtual shopping assistant right in your pocket.
  • Navigate to the Services Tab: Once you’re inside the app, look for the Services tab in the navbar. Tap on it, and get ready for some serious payment magic.
  • Tap on Walmart Pay: Within the Services section, you’ll find the glorious Walmart Pay option. Give it a satisfying tap, and watch the possibilities unfold.
  • Scan the QR Code at Checkout: When you’re at the checkout counter, locate the QR code displayed there. Whip out your mobile device, aim the camera at the code, and voilà, your payment is on its way.

But there’s more. If you’re a Walmart Plus member, get ready for an even speedier checkout experience with Scan & Go. This nifty feature lets you scan the barcodes of items as you add them to your cart. So, whether you’re picking up groceries, gadgets, or anything in between, Walmart Pay on your device is the ultimate shopping companion. It’s time to bid farewell to traditional payment methods and embrace the future of seamless transactions.

Other accepted payment methods at


When it comes to payment options, Walmart understands the importance of catering to diverse customer needs. They want to ensure you have a hassle-free experience at the checkout counter. So, what are the typical payment methods you can expect to use at Walmart? Here’s a rundown of the common payment methods you can use at Walmart:

  1. Cash: The good ol’ greenbacks are always welcome at Walmart. At any register, you can pay for your purchases with cold, hard cash.
  2. Debit Cards: If you’re more of a plastic person, fear not! Walmart gladly accepts debit cards. Just swipe or insert your card and enter your PIN to complete your transaction.
  3. Credit Cards: Need some flexibility in your payments? Walmart accepts major credit cards like Visa, Mastercard, American Express, and Discover. So go ahead and earn those sweet rewards while you shop.
  4. Walmart Gift Cards: Have a Walmart gift card burning a hole in your pocket? You’re in luck, as you can use it to pay for your purchases and snag some great deals in the process.
  5. Mobile Payments: While Walmart doesn’t accept Apple Pay, they offer their mobile payment solution. You can link your preferred payment methods to the Walmart app and breeze through the checkout process with a scan.
  6. Walmart Credit Cards: If you’re a loyal Walmart shopper, you might want to consider applying for a Walmart credit card. With their store-branded credit cards, you can enjoy special financing offers and cashback rewards when making purchases at Walmart.

Can I use Google Pay or Samsung Pay at Walmart?

Sadly, Walmart does not accept Google Pay or Samsung Pay as forms of mobile payment. Walmart’s mobile payment solution, Walmart Pay, allows customers to make purchases using the Walmart mobile app.


As we’ve uncovered, answering the question “Does Walmart take Apple Pay?” might disappoint Apple Pay enthusiasts. As the retail powerhouse it is, Walmart has its mobile payment solution called Walmart Pay. By utilizing this in-house system, they can tailor the payment experience to their customers’ needs and collect valuable payment data to enhance their services and promotions.

Regardless, Walmart welcomes a variety of payment methods, including cash, debit cards, credit cards, Walmart gift cards, and its mobile payment solution, Walmart Pay. So, while Apple Pay might not be an option at Walmart, you still have plenty of convenient and secure ways to complete your transactions.

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Femi Abimboye

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